Where UniWeb is going — transparently.
We are building a merchant-first payment operations platform for India. This page shows what is live today, what ships next, and what depends on partner or regulatory approval.
2026 Q3
- Test & Live merchant modes
- Payment links, QR, hosted checkout
- KYC upload + admin verify + e-agreement PDF
- Licensed PG collect (UPI · Card · Net Banking)
- Staff RBAC + settlement ops
Bootstrapped focus
With a ₹1.5–2 lakh launch budget, priority is one reliable live PG partner, automated KYC API, payout rail and honest marketing — not rebuilding the entire banking stack.
2026–2027 delivery plan
Onboarding UX
DigiLocker / CKYC pull, Aadhaar OTP completion, liveness vendor hook, faster mobile KYC.
Collections
PhonePe checkout, payment pages embed, WooCommerce/Shopify parity, subscription mandates when partner approves.
Money movement
RazorpayX / Cashfree Payouts automation, T+1 settlement scheduling, bank reconciliation at scale.
Trust & growth
SEO content hub, case studies, public status SLA, merchant success notifications (email + WhatsApp).
Long-term vision
BNPL & EMI
Partner-led EMI and Buy Now Pay Later with merchant-configurable eligibility rules.
Neo-banking layer
Vendor payouts, expense cards and virtual accounts via BaaS partners.
AI operations
Velocity-based fraud scoring, anomaly alerts and reconciliation assist for ops teams.
Enterprise
Marketplace splits, merchant branch hierarchy, granular API scopes, and bank/PG rails under Admin — not a partner-owned merchant book, not a separate white-label product.
Regulatory licences (Payment Aggregator, PPI, NBFC partnerships) follow commercial traction and legal counsel — we do not claim licences we have not been granted. We do not copy Razorpay Route, Cashfree Easy Split or Worldline POS until the Owner starts that deal. See how UniWeb compares.
Start with Test Mode today.
Integrate, demo to customers, complete KYC — go Live when gates and partner keys are ready.
Create merchant account