Clear commercial terms for Indian merchants.
Test Mode is free. Live fees are partner MDR + UniWeb platform commission + GST. We do not sell a white-label software package — revenue is a cut on successful collections. Settlement follows the written T+N schedule.
Shop / counter
QR and links in Test Mode at ₹0. Live UPI/QR fees appear in the commercial schedule after KYC — we do not print a fake 0% live rate here.
Online SME
Cards, net banking and wallets carry partner MDR plus UniWeb platform fee and GST. Your portal schedule is authoritative.
High volume
Custom MCC, reserves and settlement cut-offs. Request a written proposal — we do not invent public “same day” or “instant” guarantees.
Commercial pricing is approval-based
Public MDR tables appear here once commercial rates are approved for publication. Until then:
- Use Test Mode and the ₹1 demo at no charge
- After signup, your dashboard shows applicable fees for enabled methods
- Sales / admin can share a written commercial schedule for Live Mode
What you actually pay on a Live capture
1. Partner MDR
Bank or gateway charge for UPI, cards, net banking or wallets. Set by the activated rail, MCC and volume.
2. UniWeb platform commission
Our fee on successful collections, shown per merchant in the Portal. Not a sold white-label licence. Not a hidden “convenience fee” on the customer unless you configure one.
3. GST on fees
GST applies on applicable fee components as per Indian tax rules. Settlement is net of fees, refunds, reserves and holds.
Product claims vs partner contract
Route / Split (Razorpay Route, Cashfree Easy Split, PayU Split) is OFF — checkout uses standard collect + M/P settlement. Merchants: see Collection settings. We do not advertise live smart routing or capture-time vendor splits while Phase 11 is parked.
Vs typical Indian gateways
Razorpay, Cashfree and PayU publish broad rate cards because they hold large partner books. UniWeb starts with Test Mode + partner-routed Live rails and a written schedule per merchant — the same model many early aggregators used before public rate cards. We do not advertise 0% live UPI or instant settlement as a public fact.